Trust

We teach the money. We don't touch the money.

KidCommerce is a curriculum and technology company, not a bank. Here's exactly how we're structured, what we do and don't have access to, and what happens to your family's data and money at every step.

Our role

What we do, and what we deliberately don't

Being clear about the boundary is the whole point — it's how we can focus entirely on the learning experience.

What we do

  • Build and deliver the age-adaptive curriculum and AI companion
  • Administer KA$H and Koins, our internal engagement rewards
  • Connect families to sponsoring local businesses for real paid tasks
  • Facilitate introductions to accountants and financial advisors

What we don't do

  • Open, hold, or manage your child's financial accounts
  • Act as a bank, broker-dealer, or insurer
  • Touch or control funds between your family and any institution
  • Guarantee investment returns, on KA$H or anything else
Where the money actually lives

Your family's money never passes through us

Real accounts are opened directly by parents at licensed institutions. We never sit in the middle of that relationship.

Step 1
You choose a partner bank or brokerage
Step 2
You open and fund the account directly with them
Step 3
KidCommerce displays a read-only summary in your portal
Data and privacy

Built around your child's privacy from the first click

We follow verified-parental-consent requirements before we ever collect information about a child.

Consent before collection

Before any information about your child is collected, you see a clear, standalone notice explaining exactly what's collected and why — and you must actively consent.

Your data rights, always on

Review what's been collected, request deletion, or revoke consent entirely, anytime — not just at signup.

Verification, then deletion

If you verify with a government ID, the image is deleted immediately after verification — we retain only the confirmation result.

If you ever leave

Canceling never costs you what you've earned

Retention should come from value, not from making it painful to leave — so that's how we built it.

Real money, untouched

Savings, brokerage, IRA, 529, and insurance accounts are unaffected by your subscription status. Canceling KidCommerce never touches your family's actual money.

A 90-day grace period

KA$H and Koins stay in your account for 90 days after cancellation. Koins expire after that, but KA$H is preserved indefinitely and restored in full if you resubscribe.

Questions before you start?

Sean can walk you through anything on this page.