How it works

One curriculum that grows up with your child

From recognizing coins at age 2 to running a real business by 18 — every stage is built around age-appropriate real-world tasks, not simulations, and guided by an AI companion that adapts to how your child actually learns.

Curriculum

Four stages, real projects at every one

Each stage builds on the last. Below is a sample of the actual projects kids complete — not just topics they read about.

AGES 2–5

Explorers

Foundational concepts through play, storytelling, and hands-on activities — plus guided courses for parents of children under 5.

Sample activity

The needs vs. wants jar

Sorting coins and small purchases into "need" and "want" jars, building the first mental model for spending decisions.

Sample activity

Give-back day

Choosing a cause together and planning a small fundraiser, introducing giving alongside saving and spending.

AGES 6–10

Builders

Practical application through puzzles, challenges, and introductory projects — kids start managing real, small-scale responsibility.

Real project

Launch an online storefront

Kids build a simple ecommerce page selling a real product idea, learning pricing, listings, and basic customer interaction.

Core skill

First budget

Splitting allowance and earnings across saving, spending, and giving, with a visual tracker in their portal.

AGES 11–15

Investors

Complex topics, case studies, and project-based learning — real brokerage and retirement accounts enter the picture, opened and overseen by parents.

Real project

Building personal credit

A practical walkthrough of how credit works, including becoming an authorized user on a parent's card as a real first step.

Analysis exercise

Research a real stock

Choosing a company, analyzing its fundamentals, and presenting the case — a research exercise, not a recommendation from us.

AGES 16–20

Entrepreneurs

Advanced, self-directed work — scaling a real business, exploring real estate, and preparing a capstone plan before graduation.

Real project

Scale the business

Taking an existing venture from a side project to a structured business with real revenue and reinvestment decisions.

New territory

Real estate fundamentals

An introduction to real estate investing types and mechanics, ahead of a capstone project applying everything learned.

The AI companion

A guide for your child, with clear limits by design

Every child is paired with a companion that adapts its tone and complexity by age — simple analogies for a 6-year-old, portfolio diversification for a 16-year-old.

  • Explains financial concepts at the right level for each child
  • Guides lessons, quizzes, and simulations with real-time feedback
  • Celebrates milestones, like a first savings goal reached
  • Fully visible and configurable by parents, including progress digests

What it will never do

  • Recommend, rank, or endorse a specific stock or investment
  • Engage in unmoderated freeform chat outside financial topics
  • Present itself as a substitute for real friendship
  • Handle a child's emotional distress without looping in a parent
Beyond the screen

Every digital lesson has a real-world partner

We pair interactive lessons with hands-on projects so learning isn't confined to an app.

On screen

A lesson on budgeting

Interactive modules teach the mechanics — income, fixed costs, savings targets — with instant feedback from the AI companion.

Offline

Planning a real family budget

The same lesson extends into planning an actual budget with a parent, or setting up a small mock business at home.

On screen

Entrepreneurship fundamentals

Kids learn the building blocks of running a business — pricing, costs, customers — through guided digital modules.

Offline

Selling something real

That knowledge turns into an actual craft sale, a community event, or an online storefront — with real money changing hands.

See it work for your family

Start with your first child today — add siblings anytime.

Get started